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Startup cost calculator
A startup budget should cover both the cost of opening and the early months before income becomes predictable. Add one-off purchases and recurring expenses to see a clearer funding target.
Budgeting tool
Startup cost calculator
Build a quick launch budget from your one-off setup costs and the first few months of running costs.
One-off costs
Monthly costs
Budget summary
What you may need to launch
A sensible next step
Add a small contingency for unexpected costs, then compare this budget with the cash you can safely put into the business.
How to use it
Get a useful result in three steps
- 1
List each one-off cost required before the business can begin trading.
- 2
Add the monthly running costs and choose how many early months to include.
- 3
Review the total and add a sensible contingency for overlooked or changing costs.
Common questions
About the startup cost calculator
How many months of running costs should I include?
That depends on the sales cycle and available funding. A cautious plan often models several scenarios rather than relying on one estimate.
Is the result a financial forecast?
No. It is a simple planning estimate and does not model cash flow, tax or changing sales.
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